SELLER will contribute $7000 towards closing costs & added incentive, the seller is offering seven floating nights at The Ritz-Carlton (subject to availability), valid through November 19, 2026. Beachfront living at its finest. Own three deeded fixed weeks in a desirable first-floor 2 bed, 2 bath suite within the Gardenia Building at The Ritz-Carlton Club, St. Thomas. This ownership provides exceptional flexibility, including the ability to exchange your weeks among other Ritz-Carlton Club destinations, access to the ThirdHome luxury exchange network, or conversion to points through the Marriott Vacation Club program. Please inquire for full details. Note: Photos may not represent the exact suite.